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    April 2, 2020
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FACT NOT FICTION: WE ARE STRONGER WHEN UNITED We all know we are in very unusual times as every Cambridge has been dedicated to the servicing of part of the globe looks to cope with the impacts of others locally and nationally for almost 40 years, COVID-19 including all of us right here in Fairfield from the 900 associates employed, to the 3400+ financial professionals across the country, to the nearly two million client accounts representing As the saying goes, "Sometimes the hardest thing over $114 billion in individual life and retirement and the right thing are the same thing" That phrase savings. With Banking and Financial Services rings true for every individual and every firm in our defined as an essential and critical infrastructure local and extended communities. We are all faced workforce as defined by the US. Department of with decisions that will test our belief system when Homeland Security, there are millions of individuals it comes to our personal and professional lives. This depending on fiems like Cambridge to ensure is even more compounded when information and access to their accounts. These individuals live and knowledge changes so rapidly and is intertwined work in communities just like Fairfield, and we are committed to being there for them when they need and Southeast lowa. with opinion. us the most. These times are not just impacting our community relationships but are testing the health systems When it comes to protecting our associates' health around the country, the economy, the financial and well-being, we have taken many steps and markets around the globe, and our collective futures. As of March 29, we are seeing 122,653 confirmed leadership has engaged various aspects of our COVID-19 cases out of a total US. Population of business continuity plan to ensure Cambridge is 331,002,651 citizens with unfortunately 2,112 deaths. We are also seeing 38 states implement different approaches and policies for their residents based upon the best reliable guidance from both the CDC and the WHO, We are watching the Federal Govemment trying to support a national need for those same states and also develop multiple relief packages to assist in recovery for both business and individuals The only way forward is by working together to ensure our society comes out on top. A productive community shouldn't use a bully pulpit, like social media, to express an opinion and be degrading to other community residents or regular basis. precautions over the last two months. Our senior adhering to the guidance for employers by the CDC which includes social distancing, identifying and protecting high risk and ill individuals, and more frequent cleanings. We currently have over 76% of our associates working remotely. limited visitors to our buildings, limited all travel, and canceled numerous events here and across the country to control community spread. We have completed initial hospital grade electrostatic disinfectant cleaning in the three office buildings where we have associates in the Jefferson County area, and we plan to continue this method of cleaning on a businesses. We must be better than that. In the last 20 years, we have been through a We are all faced with two extreme options: the technology bubble, the tragic events of 9/11, a shutting down of society as a whole or doing real estate bubble, and now a global virus. We all nothing at all Neither of those should be an option. worked our way through each of those events in Cambridge has always operated by its core values different ways, but we worked through it together. when making decisions like the tough ones facing Cambridge remains steadfast and is positioned to society today and the right path is always somewhere avoid the drastic measures that other firms will be to compare ourselves to the absolutely heroic efforts even the sale or closing of a firm. of the more easily understood 'essential industries such as medical, military, police, or fire just to name While news headines focus on the virus, we believe a few. That said, think of food suppliers, banks, or we should also focus on expressing integrity, utility companies. What would the world be like if commitment, flexibility, and kindness to every many of those other essential industries chose to member of our community. only think about their own safety and simply sent everyone home? Where would the world be? We We are in yourt comer, and We Are Stronger take our role very seriously and these tumultuous When United. times will pass. We all must be focused on the past. present, and future to protect our small but growing community. FROM THE ENTIRE THANK YOU CAMBRIDGE TEAM S CAMBRIDGE Member FINASIPC FACT NOT FICTION: WE ARE STRONGER WHEN UNITED We all know we are in very unusual times as every Cambridge has been dedicated to the servicing of part of the globe looks to cope with the impacts of others locally and nationally for almost 40 years, COVID-19 including all of us right here in Fairfield from the 900 associates employed, to the 3400+ financial professionals across the country, to the nearly two million client accounts representing As the saying goes, "Sometimes the hardest thing over $114 billion in individual life and retirement and the right thing are the same thing" That phrase savings. With Banking and Financial Services rings true for every individual and every firm in our defined as an essential and critical infrastructure local and extended communities. We are all faced workforce as defined by the US. Department of with decisions that will test our belief system when Homeland Security, there are millions of individuals it comes to our personal and professional lives. This depending on fiems like Cambridge to ensure is even more compounded when information and access to their accounts. These individuals live and knowledge changes so rapidly and is intertwined work in communities just like Fairfield, and we are committed to being there for them when they need and Southeast lowa. with opinion. us the most. These times are not just impacting our community relationships but are testing the health systems When it comes to protecting our associates' health around the country, the economy, the financial and well-being, we have taken many steps and markets around the globe, and our collective futures. As of March 29, we are seeing 122,653 confirmed leadership has engaged various aspects of our COVID-19 cases out of a total US. Population of business continuity plan to ensure Cambridge is 331,002,651 citizens with unfortunately 2,112 deaths. We are also seeing 38 states implement different approaches and policies for their residents based upon the best reliable guidance from both the CDC and the WHO, We are watching the Federal Govemment trying to support a national need for those same states and also develop multiple relief packages to assist in recovery for both business and individuals The only way forward is by working together to ensure our society comes out on top. A productive community shouldn't use a bully pulpit, like social media, to express an opinion and be degrading to other community residents or regular basis. precautions over the last two months. Our senior adhering to the guidance for employers by the CDC which includes social distancing, identifying and protecting high risk and ill individuals, and more frequent cleanings. We currently have over 76% of our associates working remotely. limited visitors to our buildings, limited all travel, and canceled numerous events here and across the country to control community spread. We have completed initial hospital grade electrostatic disinfectant cleaning in the three office buildings where we have associates in the Jefferson County area, and we plan to continue this method of cleaning on a businesses. We must be better than that. In the last 20 years, we have been through a We are all faced with two extreme options: the technology bubble, the tragic events of 9/11, a shutting down of society as a whole or doing real estate bubble, and now a global virus. We all nothing at all Neither of those should be an option. worked our way through each of those events in Cambridge has always operated by its core values different ways, but we worked through it together. when making decisions like the tough ones facing Cambridge remains steadfast and is positioned to society today and the right path is always somewhere avoid the drastic measures that other firms will be to compare ourselves to the absolutely heroic efforts even the sale or closing of a firm. of the more easily understood 'essential industries such as medical, military, police, or fire just to name While news headines focus on the virus, we believe a few. That said, think of food suppliers, banks, or we should also focus on expressing integrity, utility companies. What would the world be like if commitment, flexibility, and kindness to every many of those other essential industries chose to member of our community. only think about their own safety and simply sent everyone home? Where would the world be? We We are in yourt comer, and We Are Stronger take our role very seriously and these tumultuous When United. times will pass. We all must be focused on the past. present, and future to protect our small but growing community. FROM THE ENTIRE THANK YOU CAMBRIDGE TEAM S CAMBRIDGE Member FINASIPC