Cedar Rapids 20th Anniversary CD To celebrate this milestone, we are offering a CD special only in Cedar Rapids. 4.00% Interest Rate and Annual Percentage Yield (APY) 7 to 10 month term CD Speak with a Relationship Banker to learn how you can earn up to 0.50% higher CD interest rate with the Benefits Banking Relationship Package. CD must be opened in-person at one of our two locations: 400 Blairs Ferry Road NE (319) 221-1230 201 1st St. SE (319) 896-7777 20 YEARS OF TRUST IN CEDAR RAPIDS Bankers Trust. Member FDIC BANKING | LENDING | WEALTH MANAGEMENT 1-800-362-1688 | BankersTrust.com 20th Anniversary Pick-a-Term CD is not available online and must be purchased in person at either Cedar Rapids branch location. Visit Bankers Trust.com for more information on Benefits Banking Relationship Package terms. Limited time offer. Minimum balance to open CD is $1,000.00. Minimum balance for minors to open CD is $500.00. Minimum balance to open IRA CD is $200.00. Minimum balance to open Auto-Save IRA CD is $50.00. Penalty for early withdrawal. Fees may reduce eamings. The interest rate and APY are effective as of November 4, 2022, and are subject to change without notice. Stated APY based on 12-month term. APY may vary if another term is selected. Available only for customers holding accounts for personal, family or household purposes. Not valid with any other promotional offers. Interest rates will not automatically apply to Certificates of Deposit that are automatically renewing during this promotion. HSA CD Requirements: 1) You must maintain a Health Advantage Checking account at Bankers Trust in conjunction with the HSA CD. 2) The HSA CD must be funded from the Health Advantage Checking account. 3) If you request HSA CD interest be paid to you (as an alternative to adding the interest back to the HSA CD), it must be transferred to your Health Advantage Checking account. 4) If you redeem (cash out) the HSA CD, the money must be transferred back to your Health Advantage Checking account. 5) The Bankers Trust Wellness Option-which permits penalty-free early withdrawals from CDs if the funds are used for medical expenses-does not apply to the HSA CD. Early withdrawals of principal made for any reason, including medical expenses, are subject to penalty. Cedar Rapids 20th Anniversary CD To celebrate this milestone , we are offering a CD special only in Cedar Rapids . 4.00 % Interest Rate and Annual Percentage Yield ( APY ) 7 to 10 month term CD Speak with a Relationship Banker to learn how you can earn up to 0.50 % higher CD interest rate with the Benefits Banking Relationship Package . CD must be opened in - person at one of our two locations : 400 Blairs Ferry Road NE ( 319 ) 221-1230 201 1st St. SE ( 319 ) 896-7777 20 YEARS OF TRUST IN CEDAR RAPIDS Bankers Trust . Member FDIC BANKING | LENDING | WEALTH MANAGEMENT 1-800-362-1688 | BankersTrust.com 20th Anniversary Pick - a - Term CD is not available online and must be purchased in person at either Cedar Rapids branch location . Visit Bankers Trust.com for more information on Benefits Banking Relationship Package terms . Limited time offer . Minimum balance to open CD is $ 1,000.00 . Minimum balance for minors to open CD is $ 500.00 . Minimum balance to open IRA CD is $ 200.00 . Minimum balance to open Auto - Save IRA CD is $ 50.00 . Penalty for early withdrawal . Fees may reduce eamings . The interest rate and APY are effective as of November 4 , 2022 , and are subject to change without notice . Stated APY based on 12 - month term . APY may vary if another term is selected . Available only for customers holding accounts for personal , family or household purposes . Not valid with any other promotional offers . Interest rates will not automatically apply to Certificates of Deposit that are automatically renewing during this promotion . HSA CD Requirements : 1 ) You must maintain a Health Advantage Checking account at Bankers Trust in conjunction with the HSA CD . 2 ) The HSA CD must be funded from the Health Advantage Checking account . 3 ) If you request HSA CD interest be paid to you ( as an alternative to adding the interest back to the HSA CD ) , it must be transferred to your Health Advantage Checking account . 4 ) If you redeem ( cash out ) the HSA CD , the money must be transferred back to your Health Advantage Checking account . 5 ) The Bankers Trust Wellness Option - which permits penalty - free early withdrawals from CDs if the funds are used for medical expenses - does not apply to the HSA CD . Early withdrawals of principal made for any reason , including medical expenses , are subject to penalty .