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    June 23, 2019
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2544 CELEBRATING OUR ANNIVERSARY F&M BANK started banking with F & M when they first came to Cedar Rapids. I I value the relationship and the customer service that I have received over these years and look forward to continuing this relationship for years to come. - Ron Hammerberg Iwas the eighth client to open accounts with F & M at the 'new Cedar Rapids branch and I've thoroughly enjoyed working with over the past 35 years. A loving, innovative and hardworking banking family makes for a client-oriented, friendly and successful Bank - Ray Terpstra F & M Bank and the Dunn Family F&M I have banked with F & M for many years. It's so nice to walk in and be greeted by name. F & M Bank feels like a small town bank where you are always welcomed but with all the conveniences of a large bank. Jocelyn Wilgenbusch 25 years of F & M success is the result of the foresight and vision of Michael W. Dunn and his determination to provide client services with a personal touch.4 - Jock Stevenson F&M BANK 2350 Edgewood Rd. SW www.fmbank.biz 200 First Street S.W. 4000 1st Ave. NE "The Right Choice" ER TOK 2544 CELEBRATING OUR ANNIVERSARY F&M BANK started banking with F & M when they first came to Cedar Rapids. I I value the relationship and the customer service that I have received over these years and look forward to continuing this relationship for years to come. - Ron Hammerberg Iwas the eighth client to open accounts with F & M at the 'new Cedar Rapids branch and I've thoroughly enjoyed working with over the past 35 years. A loving, innovative and hardworking banking family makes for a client-oriented, friendly and successful Bank - Ray Terpstra F & M Bank and the Dunn Family F&M I have banked with F & M for many years. It's so nice to walk in and be greeted by name. F & M Bank feels like a small town bank where you are always welcomed but with all the conveniences of a large bank. Jocelyn Wilgenbusch 25 years of F & M success is the result of the foresight and vision of Michael W. Dunn and his determination to provide client services with a personal touch.4 - Jock Stevenson F&M BANK 2350 Edgewood Rd. SW www.fmbank.biz 200 First Street S.W. 4000 1st Ave. NE "The Right Choice" ER TOK