First) Federal CREDIT UNION November Specials 28 month Certificate 3.00% APY! - Minimum $10,000 balance Fed Up Money Market 2.00% APY - Your rate increases when market rates increase! Minimum $10,000 opening deposit FirstFedCU.com Cedar Rapids.319.362.3171 Hiawatha 319.743.7806 Annual Percentage Yield (APY) effective as of publication date. Minimum $10,000 balance. Penalty for early withdrawal Rates are subject to change at any time. Insured by NCUA. Variable Interest Compounded Monthly. Guaranteed 1.99% interest rate paid on balances from $10,000 to $250,000 with an annual percentage yield of 2.00% If the daily balance is greater than $250,000, the interest rate paid on the entire balance is 0.90% and the annual percentage yield is 0.90% $10,000 minimum balance to open $1,000 minimum balance to avoid S5.00 monthly service charge. If the Federal Reserve increases the Fed Funds Overnight Rate N%, the Fed Up Money Market rate on qualifying balances will increase at least 10%. Transaction activity s limited to six total withdrawals each month with no more than three withdrawals by checks. No corporate /business accounts allowed. Insured by NCUA