HOME EQUITY LINE OF CREDIT 2.99% 6-month intro APR* with autopay from a MidWestOne deposit account + Up to $250 closing cost credit!" LIMITED TIME OFFER Call 800.247.4418 or apply online at MidWestOne.bank After intro period, APR is variable and adjusts to standard HELOC rate. Currently, those APRS are: Credit Limit Tiers APR with autopay 5.75% 4.25% 4.00%** 4.00%** 4.00%** Standard APR 6.75% 5.25% $50,000 to $74,999.99 4.75% $75,000 to $99,999.99 4.25% 4.00% $5,000 to $24,999.99 $25,000 to $49,999.99 $10,000 and over APR is based on Wall Street Journal Index plus margin. APR will not go below 4.00% (floor) or exceed 18.00% for FL borrowers and 21.00% for CO, IA, MN & WI borrowers. MidWestOne Bank. Simply better banking: Member FDIC | B Equal Housing Lender *The introductory APR (Annual Percentage Rate) and closing cost credit are available for applications listed for sale to receive this promo. Following the introductory period the APR is variable based on the index, margin and applicable credit limit tiers. Minimum of $5,000 new credit line required. Any time autopay is discontinued the APR will increase by 1.00%. Estimated closing costs range from $196 to $800 and fees may vary by state. Homeowners insurance is required. Flood insurance is required, if applicable. This offer is subject to change without notice and this special may not be combined with any other promotional offer. Subject to credit approval and property eligibility. **Reflects floor rate. HOME EQUITY LINE OF CREDIT 2.99% 6-month intro APR* with autopay from a MidWestOne deposit account + Up to $250 closing cost credit!" LIMITED TIME OFFER Call 800.247.4418 or apply online at MidWestOne.bank After intro period, APR is variable and adjusts to standard HELOC rate. Currently, those APRS are: Credit Limit Tiers APR with autopay 5.75% 4.25% 4.00%** 4.00%** 4.00%** Standard APR 6.75% 5.25% $50,000 to $74,999.99 4.75% $75,000 to $99,999.99 4.25% 4.00% $5,000 to $24,999.99 $25,000 to $49,999.99 $10,000 and over APR is based on Wall Street Journal Index plus margin. APR will not go below 4.00% (floor) or exceed 18.00% for FL borrowers and 21.00% for CO, IA, MN & WI borrowers. MidWestOne Bank. Simply better banking: Member FDIC | B Equal Housing Lender *The introductory APR (Annual Percentage Rate) and closing cost credit are available for applications listed for sale to receive this promo. Following the introductory period the APR is variable based on the index, margin and applicable credit limit tiers. Minimum of $5,000 new credit line required. Any time autopay is discontinued the APR will increase by 1.00%. Estimated closing costs range from $196 to $800 and fees may vary by state. Homeowners insurance is required. Flood insurance is required, if applicable. This offer is subject to change without notice and this special may not be combined with any other promotional offer. Subject to credit approval and property eligibility. **Reflects floor rate.