Balance to obtain APY APY $0.00- Standard 0.20% $9,999.99 $10,000.00 - $24,999.99 Special Personal Money Market Rates Open our personal Money Market Special with at least $25,000² in new money and you'll earn exceptional interest.³ Offer available for a limited time. Standard 0.25% SPECIAL APY 0.25% $25,000.00- Standard 0.35% $49,999.99 SPECIAL APY 2.25% $50,000.00- Standard 0.50% $99,999.99 At MidWestOne, you'll experience More Convenience. More Satisfaction. $250,000.00 Standard 0.75% $999,999.99 SPECIAL APY 3.00% More Interest. $1,000,000.00 Standard 0.75% and above Interest Rate 0.20% 0.25% SPECIAL APY 0.25% 0.50% SPECIAL APY SPECIAL INTEREST RATE 2.50% 2.47% $100,000.00 Standard 0.65% $249,999.99 0.35% SPECIAL INTEREST RATE 2.23% 0.65% SPECIAL APY SPECIAL INTEREST RATE 2.75% 2.72% 0.75% SPECIAL INTEREST RATE 2.96% 0.75% SPECIAL APY SPECIAL INTEREST RATE 3.25% 3.20% MidWestOne Bank. Annual Percentage Yield (APY) is effective as of 1/31/23 and subject to change without notice. Requires new money not already on deposit with MidWestOne Bank. Matured MidWestone Certificates of Deposit can be deposited into this account and will qualify as new money. Special APY shown is a blended rate using twelve months at the special rate, zero months at the standard rate, and assumes the account is opened on January 31, 2023. The rate may change after opening. Your actual APY may vary based on your actual account balance and activity during your statement cycle. Fixed special rates and APYS are available through January 31, 2024. Beginning February 1, 2024, the special interest rate and special APY will expire and the following variable rate tiers will apply: $0.00 to $9,999.99; $10,000.00 to $24,999.99; $25,000.00 to $49,999.99 $50,000.00 to $99,999.99; $100,000.00 to $249,999.99 $250,000.00 and above. Standard rates shown above are variable and accurate as of 1/31/23, See a Personal Banker for current rates and account restrictions. Limit one promotional account per customer. Minimum balance to avoid $8.00 service fee is $1,000.00. Fees could reduce earnings. "No public funds. The bank reserves the right to deny deposit accounts over $5,000,000.00. MidWestOne.bank | 800.247.4418 Member FDIC Balance to obtain APY APY $ 0.00 Standard 0.20 % $ 9,999.99 $ 10,000.00 - $ 24,999.99 Special Personal Money Market Rates Open our personal Money Market Special with at least $ 25,000² in new money and you'll earn exceptional interest.³ Offer available for a limited time . Standard 0.25 % SPECIAL APY 0.25 % $ 25,000.00- Standard 0.35 % $ 49,999.99 SPECIAL APY 2.25 % $ 50,000.00- Standard 0.50 % $ 99,999.99 At MidWestOne , you'll experience More Convenience . More Satisfaction . $ 250,000.00 Standard 0.75 % $ 999,999.99 SPECIAL APY 3.00 % More Interest . $ 1,000,000.00 Standard 0.75 % and above Interest Rate 0.20 % 0.25 % SPECIAL APY 0.25 % 0.50 % SPECIAL APY SPECIAL INTEREST RATE 2.50 % 2.47 % $ 100,000.00 Standard 0.65 % $ 249,999.99 0.35 % SPECIAL INTEREST RATE 2.23 % 0.65 % SPECIAL APY SPECIAL INTEREST RATE 2.75 % 2.72 % 0.75 % SPECIAL INTEREST RATE 2.96 % 0.75 % SPECIAL APY SPECIAL INTEREST RATE 3.25 % 3.20 % MidWestOne Bank . Annual Percentage Yield ( APY ) is effective as of 1/31/23 and subject to change without notice . Requires new money not already on deposit with MidWestOne Bank . Matured MidWestone Certificates of Deposit can be deposited into this account and will qualify as new money . Special APY shown is a blended rate using twelve months at the special rate , zero months at the standard rate , and assumes the account is opened on January 31 , 2023. The rate may change after opening . Your actual APY may vary based on your actual account balance and activity during your statement cycle . Fixed special rates and APYS are available through January 31 , 2024. Beginning February 1 , 2024 , the special interest rate and special APY will expire and the following variable rate tiers will apply : $ 0.00 to $ 9,999.99 ; $ 10,000.00 to $ 24,999.99 ; $ 25,000.00 to $ 49,999.99 $ 50,000.00 to $ 99,999.99 ; $ 100,000.00 to $ 249,999.99 $ 250,000.00 and above . Standard rates shown above are variable and accurate as of 1/31/23 , See a Personal Banker for current rates and account restrictions . Limit one promotional account per customer . Minimum balance to avoid $ 8.00 service fee is $ 1,000.00 . Fees could reduce earnings . " No public funds . The bank reserves the right to deny deposit accounts over $ 5,000,000.00 . MidWestOne.bank | 800.247.4418 Member FDIC