PERSONAL PROMO HIGH-YIELD SAVINGS Take your savings to new heights! Earn up to 11x more interest³ than the national average for 12 months with our High-Yield Savings Account Balance to Obtain APY¹ $0.00 to $24,999.99 $25,000.00-$99,999.99 $100,000.00-$249,999.99 $250,000.00 - $499,999.99 $500,000.00 - $999,999.99 $1,000,000.00 - $1,999,999.99 $2,000,000.00 and above Introductory APY² 0.00% 3.25% 3.51% 3.75% 4,00% 4,50% 4.65% MidWestOne Bank. Annual Percentage Yields (APYS) are effective as of 07/01/2023 and subject to change without notice. Rates may change after the account is opened. Your actual APY may vary based on your actual account balance and activity during your statement cycle. Advertised introductory interest rates and APYS are fixed for 12 months after the account is opened. After introductory period, the rate may change. Limit one promotional account per customer. Minimum balance to obtain the APY is $25,000.00. Requires new money not already on deposit with MidWestOne Bank Matured MidWestOne Certificates of Deposit can be deposited into this account and will qualify as new money. The bank reserves the right to deny deposit accounts over $5,000,000.00. See a Personal Banker for current rates and account terms. Minimum balance to avoid $10.00 service fee is $25,000.00. Fees could reduce earnings. 'National average APY is 0.42% and represents the average of the $2,500.00 product tier as of June 20, 2023, as calculat- ed by the FDIC. MidWestOne.bank | 800.247.4418 Member FDIC PERSONAL PROMO HIGH - YIELD SAVINGS Take your savings to new heights ! Earn up to 11x more interest³ than the national average for 12 months with our High - Yield Savings Account Balance to Obtain APY¹ $ 0.00 to $ 24,999.99 $ 25,000.00- $ 99,999.99 $ 100,000.00- $ 249,999.99 $ 250,000.00 - $ 499,999.99 $ 500,000.00 - $ 999,999.99 $ 1,000,000.00 - $ 1,999,999.99 $ 2,000,000.00 and above Introductory APY² 0.00 % 3.25 % 3.51 % 3.75 % 4,00 % 4,50 % 4.65 % MidWestOne Bank . Annual Percentage Yields ( APYS ) are effective as of 07/01/2023 and subject to change without notice . Rates may change after the account is opened . Your actual APY may vary based on your actual account balance and activity during your statement cycle . Advertised introductory interest rates and APYS are fixed for 12 months after the account is opened . After introductory period , the rate may change . Limit one promotional account per customer . Minimum balance to obtain the APY is $ 25,000.00 . Requires new money not already on deposit with MidWestOne Bank Matured MidWestOne Certificates of Deposit can be deposited into this account and will qualify as new money . The bank reserves the right to deny deposit accounts over $ 5,000,000.00 . See a Personal Banker for current rates and account terms . Minimum balance to avoid $ 10.00 service fee is $ 25,000.00 . Fees could reduce earnings . ' National average APY is 0.42 % and represents the average of the $ 2,500.00 product tier as of June 20 , 2023 , as calculat ed by the FDIC . MidWestOne.bank | 800.247.4418 Member FDIC